First-Time Homebuyers

Buying your first home is one the biggest financial decisions you will make in life.

It is too important to trust  just anyone to guide you through the process of what loans are right for your lifestyle and budget. At Fairway, we employ Mortgage Planners who work tirelessly with first time homebuyers to ensure that they are aware of the entire loan process, and answer all of your questions along the way.

We want our new homebuyers to feel that they:

  • Understand the entire loan process from start to finish
  • Are not wasting money
  • Are prepared to safely own a home
  • Have a sound financial plan that will allow them to live comfortably in their new home

We have a variety of home loan programs available for first-time homebuyers. Even if you do not have a long credit history or a large down payment, our mortgage planners are happy to meet with you for a complimentary look at whether now is the best time to buy your first home.


Apply Now!
How Much Home You Can Afford
Meeting With Your Mortgage Planner
Home Mortgage Loan Paperwork Submission
Be approved before house hunting
Best Things to Look For in a Neighborhood
How Much Home You Can Afford
The Home Mortgage Loan Process

When we meet with you in one of our six local offices, we will:

  • Provide you with a free copy of your credit report
  • Review your credit report with you
  • Look at your potential monthly payments
  • Ensure that you will not end up house rich/cash poor after you buy your home

The critical thing for first-time homebuyers is to find a trustworthy mortgage professional that will give you honest advice and guide you through the process from the initial credit report to the day you receive the keys to your new home. We will help you decide if you are ready to buy; and if not, we will help you discover what steps you can take to prepare for owning a home. Call us today to set an appointment to talk about your goals. When we meet, you will see that we are the mortgage lender in Charlotte to help you buy your first home.

Are you a teacher, firefighter, police officer or EMT? Learn about our “Good Neighbor Next Door” Program.