There is a huge difference between finding a mortgage and planning for your financial future with a mortgage planner at Fairway.
Our mortgage planners will examine your credit report with you, discuss the best loan options available to you, and tell you the truth about the kind of house that you can afford while still living comfortably.
We go above and beyond to make sure that you are financially secure with your decision and are always available to you after you close to review your options. Our mortgage planners want you as a “client for life” and will be by your side along the way and for years to come.
At Fairway, we are Mortgage Planners. We work with our clients to help them select the best loan program and financing options for their specific circumstances. For some people, that may be a larger down payment and a short, 10-year mortgage. For others, it may be a very small down payment and a long-term mortgage.
In mortgage planning, we consider:
- Down Payment
- Closing Costs
- Interest Rates
- Available Loan Programs
- Credit History
- Other Debts
- Career Goals / Plans
- Family Circumstances
- Property Value
- Overall Economy
All of these factors will help determine the best loan program and closing costs for each homebuyer.