Should you refinance with Fairway Independent Mortgage?
You’ve seen the current home mortgage loan interest rates and the question you are likely thinking might be, “Is now the right time to refinance my home? Is it worth it?” Sometimes it’s difficult to decide whether or not to refinance because of all factors to consider. After all, each person has different financial situations and goals for their future and our job is to help you achieve those goals.
An easy way to decide to refinance is to calculate how much money can you save and how much time it takes to refinance. If you can save at least $100 a month, or $1,200 a year without too much time, it’s probably worth it.
People refinance their homes for a variety of reasons:
- Save money with lower payments
- Fund home improvements
- Pay off credit cards
- Secure funds for college expenses
- Restructure the type of loan (ARM to fixed)
- Pay off their mortgage in a shorter time frame by converting to a short term
- Spend less money on interest and build equity faster
Refinancing can seem like a complicated and stressful experience. You have probably heard horror stories of people who tried with other companies and may not have had a great experience. Between “all the paperwork” and feeling like you have to find so many documents, the whole experience can seem overwhelming. Our promise to our clients is to make this a stress-free, no-hassle process.
How can we be sure? We close loans all day, every day with very happy customers who rave about our quick answers and speedy processing. Our goal with every refinance is to ask questions up front, help you clearly see the savings, and then minimize the time you spend to get this done.
If Fairway Independent Mortgage of the Carolinas can save you a significant amount each month or shorten the term of your mortgage by several years, doesn’t that seem to be a worthwhile investment? Our mortgage planner’s goal is to help you make an informed and sound financial decision about your refinance. With home mortgage interest rates fluctuating like they are right now, there is no better time than today to call Charlotte’s premier mortgage lender.
Whether you are purchasing a new home or looking to refinance your current home, you can trust Fairway Independent Mortgage of the Carolinas to make your home loan as stress free as possible. Call one of our six local offices today to start the process or schedule an appointment with one of our talented mortgage planners to look at your financial goals. They will help you make the best home loan decision or show you the path toward ownership. Call us anytime. We have locations in Matthews, Charlotte, Lake Norman, Ballantyne, Union County, and Cotswold to make meeting convenient, or simply fill out our online application to get started.