BettyAnn McCloud

Dubbed the “Mortgage Maven,” Senior Mortgage Planner BettyAnn McCloud has built a solid career with more than 25 years in the mortgage business.

Sr. Mortgage Planner

NMLS# 82745

States Licensed



Licensed NCCOB, DE Underwriter, VA Automatic Underwriter

Other Information

"I am an avid motorcycle rider..grew up riding dirt bikes and love to cruise around now on my Harley!"

About BettyAnn McCloud

“Clients always come first. Helping buyers is so exciting, I just couldn’t imagine doing anything else.”

Dubbed the “Mortgage Maven,” Senior Mortgage Planner BettyAnn McCloud has built a solid career with more than 25 years in the mortgage business. As a seasoned mortgage planner with both a sales and operations background, BettyAnn has what it takes to close loans effectively and easily. Working behind the scenes in operations, BettyAnn has closed, processed as well as underwritten loans. With all of her “hands on” experience in all phases of the loan process, she provides exceptional customer service. Finding the right solutions for her clients and realtor partners continues to be her guiding principal for success.

“I don’t want to just focus on the mortgage itself but also on my clients. I try to understand where clients are in their life and help them develop a plan that truly fits their needs. I want every client to feel like they are my only customer and Fairway of the Carolinas allows me to do that,” said BettyAnn. In today’s mortgage market it is imperative to have not only beneficial tools and systems but also the drive and ability to advance to the next level in mortgage production and business results. BettyAnn added, “Fairway gets it done. Everyone cares and everyone wants to get it done and help each other. We have a quality culture here as everyone brings their ‘A game’ every day; it takes every single one of us to get business done.”


BettyAnn spends her time in the Lake Norman area with her life partner, Dan Thomas, and their two four-legged children, Elly and Grace.  She has called this area of Charlotte her home for the past 12 years.  Prior to moving to NC, BettyAnn lived in Clearwater, Florida and was originally born and raised in Virginia.

She has three adult children, Brandon, Brittany and Paige.  With her oldest son married, middle daughter engaged and youngest looking at Grad School…the next chapters are being written!  Life is good.

Betty-Ann-McCloud Family


2014 Five Star Professional Award


In addition to being a licensed loan officer in North Carolina, BettyAnn is a Licensed NCCOB, DE Underwriter, VA Automatic Underwriter, and a Military Mortgage Specialist. BettyAnn is well known in the industry for being a resourceful problem-solver, which has resulted in a proven track record in providing customized mortgage solutions to fit her clients’ goals. In an ever-changing lending environment, her creative ideas and relationship focus has kept her Realtor partners and clients trust and confidence.


Deborah Hren 
Executive Administrator | Power Tools at Ingersoll Rand
BettyAnn has helped us with more than one mortgage. We go back to her each time because we know that she will get the job done! She is amazingly detailed; has great communication skills and once again, made the entire process almost painless for us. We closed today on our home – which we love!!! I am happy to recommend her to anyone looking to buy a new home or refinance their current one.

Meg Watson
Realtor/Broker | Keller Williams Realty
Betty Ann is a top-notch expert in the Mortgage Industry! I have witnessed her persistence, professionalism and immense knowledge as she has helped numerous clients obtain mortgages over the years…. and, for the Buyers, it has always been a worry-free experience! I highly recommend her…you won’t be disappointed.