The Rose Team

Melissa moved to the mortgage industry in June 2002 and never looked back!

Senior Mortgage Planner

NMLS# M: 44111 | C: 44412

States Licensed




Other Information

Se Habla Español

About The Rose Team

Melissa received her Bachelor of Science in Psychology from Texas A&M University in 2001. After a short stint in the financial services industry, she moved to the mortgage industry in June 2002 and never looked back! Although she is a Texas girl through and through, she moved to Charlotte, NC in August of 2005 and is happy to call it home. After almost 13 strong years in the mortgage industry and experience on both the broker and banking side, she holds customer service and true transparency to be her two most important goals during the mortgage process. With the ever changing lending guidelines and the state of the housing market, she feels that through constant open communication, she can successfully walk you thru one of the most important financial transactions of your life. The customer’s best interest is always at heart. This is why she has many loyal borrowers who have come back to her time and time again during her career in the industry and has constantly maintained a strong referral base.

Carolina was born and raised in Bogota, Colombia. When she was 15 she relocated to Statesville, NC (huge culture shock!). She received an AA degree in Hospitality from Kings College in Charlotte and has since lived in Washington DC before returning home to Charlotte. She began her career in mortgages by chance 2005 and has worked in different sides of the industry since. There is nothing Carolina loves more than using her ability to speak Spanish to help the Spanish speaking community in financing their dream home!


Melissa and her husband, Stephen Rose, have 2 dogs AJ Jumping Jax, a Lhasa Maltese mix and Miller, a Shih Tzu Maltese.


Carolina and her husband Derrick enjoy Melissa and Stephen’s dogs too!


Coming soon!


Melissa Rose and Carolina Meulman bring a combined 20+ years experience to the table (not to mention the fact that Melissa was raised in the business). Melissa would jokingly say that her hobby is work. But, when you work with your best friend, its kind of true! A few years back, these two successful women decided that if they joined forces to create The Rose Team, not only would THEIR lives be improved, but their clients and referral partners would see big benefits as well. They each bring unique experiences and skill sets to the table. And, in a stressful and fast paced industry, it doesn’t hurt to laugh a little (or a lot) while working hard to get homebuyers in their homes. Their friendly and fun approach to their clients helps to deliver a “less stress, A+” experience. Neither of these woman are scared to problem solve either. “We are kind of nerds about it. There is nothing we enjoy more than being referred a borrower that someone else couldn’t help and working through the details of that person’s credit and financials in order to find a solution and successfully get them into a home!”

They also each count it as a huge blessing that they are able to effectively help the Latin community. Carolina is a Native Colombian and is fluent in Spanish. It is certainly an underserved market and these ladies are all too happy to help.


Coming soon!