Todd A. Croy

How people treat you is their karma; how you react is yours ~ Wayne Dyer

Mortgage Planner

NMLS# 91428

States Licensed



Other Information

About Todd A. Croy

I was raised in Junction City, KS and, like all good Kansas scholars, went to school at Kansas State University. 

After graduating from Kansas State with a BS in Mechanical Engineering I lived a corporate gypsy life, residing in Kanas City, St. Louis, Chicago, Sacramento and then Reno. Shortly after this,  Deanna Valeo and I got married and moved to Charlotte (for yet another corporate relocation).  We made Charlotte our home in 1996, fell in love with the city and decided this will be our forever home. My corporate gypsy days were done.


Deanna and I are unabashedly cat people. While we do not have children of our own, we become honorary uncles and aunts status to many of our closest friends children and consider them part of our extended family.  My wife’s Mother Marilyn joined us in Charlotte in 1999 and is an important part of our life.


Coming Soon!


After being offered a transfer opportunity with my Engineering employer, I was asked to join the mortgage business by my wife’s manager in 2002. As part of our strategy to stay in Charlotte we teamed up to form The Valeo-Croy Team and have been a top originating loan team in Charlotte ever since. We have built partnerships with Financial Advisors, CPAs and top Realtors in the Charlotte market and have funded over $250M in mortgage loans.


Coming Soon!